Insurance Policy



Kelly Keesey does not have a relationship with Medicare and therefore will only provide hands-on Personal Training or Yoga sessions with Medicare beneficiaries. These individualized “Longevity Sessions” will incorporate Kelly Keesey’s knowledge and experience as a Certified Strength & Conditioning Specialist, Physical Therapist, and Yoga Teacher. All payments are due at the time of the visit.


All other insurances

We are out-of-network with all other insurances and we are a Direct Payment practice. This means that we only accept payment directly from the patient and then we give the patient a paid invoice that they can then turn into their insurance for possible reimbursement. Old Post Physical Therapy does not guarantee that the insurance company will reimburse the patient and we do not interact with your insurance. It is the patient’s sole responsibility to obtain any insurance reimbursement. All payments are due at the time of the visit.


Why do we have this insurance policy?

Simply to provide you with the highest quality of care.  With the exception of Medicare, if we accepted insurance we would have to see 3-5 patients per hour in order to sustain the business with current insurance reimbursement rates.


Why is our insurance policy better for our patients?

Physical Therapy clinics that accept insurance typically require their Physical Therapists to see 3-5 patients per hour.  These “Physical Therapy Mills” on average only allow for 10-15 minutes of 1-on-1 time with the Physical Therapist while untrained aides supervise your exercises or you do them unattended.  At Old Post Physical Therapy your entire visit is spent 1-on-1 with your Physical Therapist so we have sufficient time to provide the manual work you need and an individualized exercise plan to get you better faster.


How will you save time and possibly money?

A copay for Physical Therapy can be as high as $75 as Physical Therapy is considered a specialty by insurance.  Let’s say your copay is $40.  Typically, you will see your Physical Therapist in an insurance based setting 2-3 days per week so the cost will come to $80-$120/week for 20-45 minutes of time with your Physical Therapist. At Old Post Physical Therapy you can be seen once a week for 30 minutes for $75 so the total cost will be $75/week and less of your time. We can certainly see you more frequently or for longer sessions such as 45 minutes for $112.50 or an hour for $150 and we have many patients who prefer this. In addition, your cost savings will increase if:

  1. You receive reimbursement from your insurance.
  2. Your copay is higher than $30.
  3. You have a high deductible.
  4. Your insurance has denied further Physical Therapy visits for your condition.


So if you want better quality of care for less of your time and at the same or better price, schedule an appointment today!


43 Old Post Road South
Croton-on-Hudson, NY 10520


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Old Post Physical Therapy

43 Old Post Road
South Croton-on-Hudson, NY 10520